Payvora
The future of global money — hold, send, and spend across 50+ currencies.
What is Payvora?
Payvora is a borderless financial platform that lets you hold, send, and spend across 50+ currencies with AI insights, virtual cards, and local receiving accounts. Receive USD via ACH/Wire, EUR via SEPA, and settle in stablecoins — all from a single multi-currency wallet backed by regulated banking partners and AES-256 encryption. A partner product, not part of the VOXDIGITS suite.
Built for serious work
Every capability is engineered for performance, security, and scale.
Multi-Currency Wallets
Hold and convert between 50+ currencies including USD, EUR, GBP, GHS, NGN, ZAR, KES, CAD, INR, and CNY with live exchange rates and a 0.4% conversion fee.
Local Receiving Accounts
Get a US account with routing and account numbers for ACH and Wire, or your own IBAN to receive EUR via SEPA across 27 EU countries.
Virtual Cards
Issue virtual cards with tokenized, AES-256-encrypted details and multi-factor authentication for secure online and in-store spending worldwide.
Stablecoin Settlement
Move value on-chain with USDC and USDT where supported — fast, cheap, and borderless — alongside traditional fiat rails.
Payvora AI Insights
Automatic transaction categorization, real-time exchange rate notifications, and fee-savings intelligence powered by Payvora AI.
Trusted & Regulated
Funds held in segregated safeguarding accounts at licensed partner banks (EMI/MSB), with mandatory KYC/AML checks and end-to-end encryption.
Under the hood
Technical details for engineering and procurement teams.
See it in action
A closer look at the Payvora interface and key workflows.
Ready to deploy Payvora?
Our team will help you evaluate, implement, and scale with confidence.